Apple is reportedly preparing to launch Apple Pay in India, with the service expected to arrive later this year. Sources indicate that the iPhone maker is in advanced discussions with card issuers and payment networks as it seeks regulatory approval for the rollout. Once launched, Apple Pay is expected to support NFC-based Tap to Pay transactions, allowing iPhone and Apple Watch users to make contactless payments at stores, restaurants, petrol stations and other locations with compatible terminals.
The initial rollout is likely to focus on card-based payments, with the Unified Payments Interface integration expected to follow at a later stage due to regulatory complexities. Apple is also reportedly negotiating transaction fee structures with banks and card networks, which will play a key role in how the service is priced for users in India. At present, Apple Pay is available in 89 countries and is backed by more than 11,000 banks and partners worldwide.
In India, the service is anticipated to support Tap to Pay on iPhone, enabling seamless NFC payments at contactless-enabled points of sale. Apple Pay is expected to intensify competition in the Indian digital payments market, where Samsung Wallet already offers a similar contactless payment experience. The rollout could reshape how users pay in India, especially for those who rely on Apple devices for daily transactions.
Apple Pay will allow users to pay in physical stores, within apps, and online wherever the service is supported, offering a convenient and secure payment option through biometric authentication and tokenised transactions. As the launch date approaches, Apple is continuing to coordinate with regulators, banks, and payment networks to ensure a smooth and compliant entry into the Indian market.
